Is 2025 your year for joining Medicare? Medicare enrollment is not automatic for most people, so you’ll probably need to enroll with Social Security. Then you’ll have to decide what type of Medicare coverage you want. To make an informed decision about your coverage choices, you’ll need to understand a lot of new information.

Trained Statewide Health Insurance Benefits Advisors program volunteers are here to make the transition easier for you. Join us for a free Welcome to Medicare presentation on Tuesday, Nov. 19, at 10:30 a.m. Learn how Medicare works, what your coverage options are and when you must act to avoid penalties. To participate by Zoom, email shibasjco@yahoo.com.

SHIBA, sponsored by Orcas Senior Center, is a free, unbiased and confidential informational service offered through the Washington state Office of the Insurance Commissioner. Contact the Lopez Island SHIBA office at 404-259-6819 or renkshiba@gmail.com to schedule a counseling session.